Terms of Service

1. Acceptance of Terms

By accessing and using Crunch the Numbers ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

Crunch the Numbers provides free online financial calculators including:

• Mortgage calculators
• Investment calculators
• Loan calculators
• Debt payoff calculators

Our calculators are provided for informational and educational purposes only.

3. Use License

You are granted a limited, non-exclusive, non-transferable license to use our Service for personal, non-commercial purposes. You may not:

• Modify or copy the Service materials
• Use the materials for commercial purposes
• Attempt to reverse engineer any software
• Remove copyright or proprietary notations

4. Disclaimer of Warranties

IMPORTANT: The calculations and results provided by our Service are for informational purposes only and should not be considered as financial advice.

• We do not guarantee the accuracy of calculations
• Results may vary based on actual terms and conditions
• You should consult with financial professionals for personalized advice
• We are not responsible for financial decisions made based on our calculations

5. Limitations of Liability

In no event shall Crunch the Numbers or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the Service, even if we have been notified orally or in writing of the possibility of such damage.

6. Accuracy of Materials

While we strive for accuracy, the materials on our website may include technical, typographical, or photographic errors. We do not warrant that any of the materials are accurate, complete, or current. We may make changes to the materials at any time without notice.

7. Links to Third-Party Sites

Our Service may contain links to third-party websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

8. Prohibited Uses

You may not use our Service:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code

9. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

10. Governing Law

These Terms shall be interpreted and governed by the laws of the jurisdiction in which the Service is operated, without regard to conflict of law provisions.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

12. Contact Information

If you have any questions about these Terms of Service, please contact us through our website or open an issue on our GitHub repository.